ACCESS CAPITAL MORTGAGE SOLUTIONS
Innovative Lending Up to 80% LTV Across Ontario's Prime Markets
OUR DIFFERENCE
We combine institutional-grade underwriting with flexible solutions, delivering:
- 48-hour pre-approvals - Faster than traditional lenders
- Data-driven decisions - Our AI scoring supplements human underwriting
- Broker-first approach - Dedicated deal team & competitive commissions
ELIGIBLE PROPERTIES
Markets:
GTA, Hamilton, Niagara, Ottawa, London
Property Types:
- Single-family homes
- Townhomes
- Condos (min. 600 sqft)
- Multi-res (up to 6 units)
- Select commercial mixed-use
CORE PRODUCTS
| Product | Max LTV | Rate Starting | Best For |
|---|---|---|---|
| Prime 1st Mortgage | 80% | 6.99% | A-grade borrowers |
| Alternative 1st Mtg | 75% | 8.49% | Non-traditional income |
| Bridge Financing | 70% | 9.95% | Renos/flips |
| Construction Loans | 65% | 10.25% | Custom builds |
THE ACCESS CAPITAL ADVANTAGE
Tech-Enabled Process
- 1Digital Application - Complete on our broker portal
- 2Instant Valuation - Automated appraisal review
- 3AI Underwriting - Preliminary decision in <4 hrs
- 4Fast Funding - Close in 7-10 days
Deal Submission Form
Submit your deal for quick pre-approval