Secure. Stable. Strong Returns.
ACCESS CAPITAL MORTGAGE INVESTMENT COMPANY provides investors with secure, high-yield mortgage investment opportunities backed by carefully selected real estate assets.
Your Trusted Partner in Mortgage Investments
ACCESS CAPITAL MORTGAGE INVESTMENT COMPANY is a leading private mortgage investment firm based in Oakville, Ontario. Since our inception, we have specialized in providing investors with secure, high-yield mortgage investment opportunities backed by carefully selected real estate assets. Our experienced team combines rigorous due diligence with a disciplined investment approach to deliver consistent returns while prioritizing capital preservation.
Proven Track Record
Years of expertise in mortgage lending and investment management
Security-First Approach
All investments are secured by high-quality real estate assets
Attractive Returns
Competitive interest rates (typically 8-12% annually)
Transparency
Regular reporting and clear communication with investors
Local Expertise
Deep knowledge of Ontario's real estate markets
Cutting-Edge Mortgage Investment Platform
We leverage best-in-class investment technology to deliver superior mortgage investment opportunities. Our proprietary systems combine institutional-grade analytics with investor-friendly interfaces, giving you the perfect balance of sophistication and simplicity.
AI-Powered Underwriting
Our advanced algorithms assess risk with bank-level precision, analyzing over 5,000 data points per mortgage to ensure optimal investment quality.
- ✓Proprietary scoring system grades every opportunity (A+ through D)
- ✓Automated valuation models verify all property values
- ✓Dynamic LTV adjustments based on market conditions
Real-Time Portfolio Monitoring
Track your investments 24/7 through our secure portal with interactive dashboards showing exact property locations, live payment performance metrics, and historical return comparisons.
- ✓Street-view integration of property locations
- ✓Live payment performance metrics
- ✓Historical return comparisons
Institutional-Grade Risk Management
Our early warning system flags potential issues 60-90 days before traditional methods, with automated insurance compliance tracking and built-in stress testing for all portfolios.
- ✓Predictive analytics for early risk detection
- ✓Automated insurance compliance tracking
- ✓Built-in stress testing for all portfolios
Investor-First Experience
Our mobile-friendly interface with one-click reporting and customizable alert system makes managing your investments simple and convenient.
- ✓Mobile-friendly responsive interface
- ✓One-click reporting and document generation
- ✓Customizable alert system for important updates
Investment Advantages
Our technology-powered platform provides significant advantages for investors seeking secure, high-yield returns.
Smarter Investment Decisions
- Proprietary scoring system grades every opportunity (A+ through D)
- Automated valuation models verify all property values
- Dynamic LTV adjustments based on market conditions
Unparalleled Transparency
Interactive dashboards show:
- Exact property locations with street-view integration
- Live payment performance metrics
- Historical return comparisons
Institutional-Grade Risk Management
- Early warning system flags potential issues 60-90 days before traditional methods
- Automated insurance compliance tracking
- Built-in stress testing for all portfolios
Investor-First Experience
- Mobile-friendly interface
- One-click reporting
- Customizable alert system
Why Our Technology Matters
More data means smarter investments
Proactive monitoring catches issues early
Everything organized in one place
Data-driven optimization maximizes yields
Understanding Mortgage Investment Corporations (MICs)
A Smart Way to Invest in Real Estate – Without the Hassle
What is a Mortgage Investment Corporation (MIC)?
A Mortgage Investment Corporation (MIC) is a unique Canadian investment vehicle that allows individuals to pool their capital to invest in a diversified portfolio of mortgages. MICs provide a professionally managed, secure way to earn consistent returns backed by real estate assets without the challenges of direct property ownership.
How Does a MIC Work?
Investors Contribute Capital
Individuals invest in the MIC by purchasing shares. Funds are pooled to create a mortgage lending portfolio.
Professional Mortgage Lending
The MIC issues loans to qualified borrowers (residential, commercial, or construction). Strict underwriting ensures loans are secured by real estate.
Earn Regular Income
Interest from mortgages is collected and distributed to investors as dividends. By law, MICs must distribute 100% of net income to shareholders annually.
| Feature | MIC | GIC | REIT | Stocks |
|---|---|---|---|---|
| Avg. Return | 8-12% | 3-5% | 5-8% | Variable |
| Security | Mortgage-backed | CDIC-insured | Unsecured | Market risk |
| Liquidity | Annual redemption | Term-locked | Daily trading | Daily trading |
| Tax Treatment | Interest income | Fully taxable | Mixed | Capital gains/dividends |
Investment Opportunities
Earn Stable Returns Backed by Real Estate
- Invest directly in specific mortgage loans
- Minimum investment: $100,000
- Returns: 8-12% per annum
- Select your preferred properties
- Diversified pool of mortgages
- Minimum investment: $50,000
- Target return: 9.25%
- Monthly distributions
- Fixed-term, fixed-return products
- Terms from 1-3 years
- Minimum investment: $50,000
- Predictable returns
What Our Investors Say
Hear from investors who have experienced the benefits of our mortgage investment platform.
I've been investing with affiliates of ACCESS CAPITAL for 5 years and have consistently earned 9-10% returns. Their team is professional and communications are excellent.
The quarterly reports give me complete visibility into my investments. I appreciate the conservative approach to lending.
The investment portal gives me more visibility than my stock portfolio. I can drill down to individual property details whenever I want.
I never knew mortgage investing could be this transparent. The automated reports save me hours every quarter.
Earned 9.8% consistently for 4 years with monthly deposits straight to my account.
Ready to Start Investing?
Take the first step towards earning stable, real estate-backed returns with ACCESS CAPITAL MORTGAGE INVESTMENT COMPANY.